Tires - SOLD

Doña Rita Duplex ( house n lot ) with existing tenants

Learn Chinese Language in Cebu and Mandaue City

Learn Chinese now!

For the remaining days of Summer, and even during regular school days.
Teach yourself and your kids to learn and understanding Chinese!

we have one-on-one classes as well as group classes.

we offer one-on-one Beginner's course too. (materials included)

includes Chinese high-school, elementary Chinese subject tutorials

For more inquiries, you can contact the cute and beautiful teachers Joan or Joni( 100% chinese-filipino teachers). For inquiries call 316-3029 / 09228767786. Enroll now!

tutorial center is located along J.Alcantara road ( private road going to USC South campus, near urgello extension road), and Mandaue City, at Florem Bldg, (located hi-way to old mactan bridge, next to where EMCOR,Imperial store)

Portfolio May 22 2011

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Hi guys, one of my client's summary of investment. I managed his fund since 3 months ago.


Portfolio CAPITAL 98,000.00
7/19/2010 BUY MPI 10,000.00 2.6 26,000.00 26,078.78
7/19/2010 BUY AP 1,000.00 19.25 19,250.00 19,308.34
7/19/2010 BUY SMPH 5,000.00 10.75 53,750.00 53,912.87
99,299.99
8/9/2010 SELL MPI 5,000.00 3.05 15,250.00 15,127.53
8/9/2010 SELL MPI 5,000.00 3.06 15,300.00 15,177.14
8/23/2010 SELL SMPH 5,000.00 11.34 56,700.00 56,244.70
86,549.37

8/16/2010 BUY JFC 310 81.25 25,187.50 25,263.82
8/31/2010 BUY MPI 15000 3.36 50,400.00 50,552.71
75,816.53

9/13/2010 SELL AP 1000 21.85 21,850.00 21,674.54
9/13/2010 SELL MPI 15000 3.73 55,950.00 55,500.72
9/13/2010 SELL JFC 310 86.45 26,799.50 26,584.30
103,759.56

SUMMARY >>> Date Stock Profit per Stock Net Profit Days Cash-on-bank
30,304.67 8/9/2010 MPI 4,225.89 16.20% 21 ok
8/23/2010 SMPH 2,331.83 4.33% 35 ok
9/13/2010 AP 2,366.20 12.25% 56 ok
9/13/2010 MPI 4,948.01 9.79% 13 ok
9/13/2010 JFC 1,320.48 5.23% 28 ok
10/7/2010 MPI 8,138.84 8.66% 21 ok
86,549.37 Total 23,331.25 23.81%
63,218.12

Portfolio
9/16/2010 BUY MPI 25,000 3.75 93,750.00 94,034.07
10/7/2010 SELL MPI 25,000 4.12 103,000.00 102,172.91

Investible Cash 3,965.93
Total Capital 98,000.00
Profit Cash on bank 23,331.25 <<<10/08/2010

Update on Philippine Investments (stocks and mutual funds)

Guys ,what stocks should we buy?

If you don’t have the time to monitor the stock market day to day, it is better to buy a mutual fund like First Metro funds, Philequity Fund, equity or balanced funds. Even professionals and experts can’t predict which stock will move on any given period. It is advisable to get exposure and invest by buying a basket of stocks.

In a bull market, most stocks will go up. There is also buying-spread among sectors or industries. But what I recommend is to buy-hold stocks with good fundamentals. These are the stocks that will attract the inflows of foreign funds. Get exposed to different sectors of the market. A clear example would be what happened last Friday when the mining sector started to

catch up while the property and banking sectors paused.

Happy investing!

subscribe to my newsletter for FREE. post your email. thanks.

my first newsletter was released early september, there's a second part. email lang to get a copy.

by the way for those who followed my suggestions/advice in my newsletter, you probably have been reaping profits already.congrats.guys.

Bargain Sale Mandaue Cebu House n Lot Palm heights subd

http://www.taftproperty.net/posts/pages/88/4
SOFIA unit, fully paid since 2007. never been occupied by owner.

3 Bedrooms | 2 Baths |1 Powder Room | 1 Maid’s Room | Balcony | 1 Car Garage

selling price 3.7M negotiable (market price is 4.5M)
for direct buyers only. contact owner 09228767786 for terms.

For OFWs, Foreigners, Business people

Beeda ang sarap!!!

Since mid-June 2010, my keen sense of smell, has been tagged on chickenjoy. :-) , but not as food, but as a stock(JFC) to buy&hold, buy&hold, buy&hold until november 2010. when december comes, SELL everything, give it away for christmas. that's my plan. At mid-june, bought JFC at 59.5,

today, price is at 76. I'm Tempted to sell, but not yet Rizal, not yet!

Stock Market Investing - Coaching / Lecture - LIVE!!!

One hour (1HR) Talk on Stock Market Investing - BUYing/Selling, Risk/Reward, Building a Portfolio , Knowing the right company, Longterm Growth, Planning for 2010, etc. Venue: IMG office/Training Room - Salinas Drive Lahug Cebu Time: 6pm. LIMITEd SEATs. Call to Reserve seats. 09228767786.

Hot Pick for the month - Philippine Mutualfunds

Invest in Philippine Mutualfunds. Ride the Tide!!!
MutualFund Advisor contact 09228767786

Mutual Fund Companies in the Phils

Mutual fund products are doing good in the Phils. specially in terms of returns and growth.
check this out: http://icap.com.ph/factsfignavps.asp

I can assist you in choosing the right kind of mutualfund product or company.
just email me and I will gladly help you. jess.faller@gmail.com

look at Philequity Fund Inc. YTD figure. Cool!

Hot Pick of the Month

PSE Hot Pick of the Month by Jess.
Buy:MEG
Hold for 30 days: MEG

Happy Investing!

Invest in Phil. Stock Market Now !!! it's never too late

Invest , Invest , Invest !!!

Seven Wealth Habits

We are what we repeatedly do. Excellence then, is not an act, but a habit. — Aristotle

We tend to define our lives by the big events: graduation, marriage, children, a big promotion, retirement. What often gets neglected are the little things we do every day, the little things that make the big events possible. As Aristotle said, it’s what we “repeatedly do” that produces excellence. When it comes to money and wealth, what do you repeatedly do?

Financial security cannot be reduced to a simple formula. Like excellence, it is the result of your daily habits. An individual with high income who has poor daily habits will fail to find financial security. But a person with relatively low income can achieve financial freedom through the power of good habits. So what are the habits of wealth?

Hard Work
By working hard, old man, I hope to make something good one day. I haven’t yet, but I am pursuing it and fighting for it. — Vincent van Gogh

Hard work is the habit first among equals. Achieving financial security is often the result of consistent diligence. We’ve all heard of individuals who found wealth through inheritance or the lottery, and these stories are the most memorable. What we rarely hear about, however, is the school teacher who works hard for 40 years and, along with some of the other habits below, manages to save $1 million or more on a salary that never exceeds $50,000 per year. Hard work enables us to appreciate all the more the financial security that it produces.

Modest Living
A just and reasonable modesty does not only recommend eloquence, but sets off every great talent which a man can be possessed of. — Joseph Addison

This habit is the great equalizer. Modest living can produce great wealth on a modest income. In contrast, frivolous uncontrolled spending can result in financial turmoil for the highest paid among us. My grandmother lived modestly. A nurse by education and training, her income was modest by the prevailing standards. Yet she managed to pay cash for her home and save enough for a generous retirement. More importantly, modest living produced a contentment in her that money just cannot buy.

Patience
But investors don’t necessarily have the patience to wait for the great company with the great underlying economics at the right price. When Warren bought Dairy Queen, I joked, “He probably wanted to buy it when he was eight years old, but it wasn’t the right price.” So he waited 50 years or so. — Mary Buffett

Shortcuts born out of impatience lengthen the trip. With wealth, impatience often leads to decisions with dire consequences. Patience, however, should not be equated with inaction or passivity. Rather, practicing the habit of patience produces thoughtful, long-term decisions that can produce wealth while minimizing risk. Warren Buffett epitomizes the patient investor. His investing success is often the result of patiently waiting for the right time to buy a stock or a company.

Perseverance
Life is difficult. This is the great truth, one of the greatest truths — it is a great truth because once we see this truth, we transcend it. — M. Scott Peck

If it were easy, everybody would do it. The fact is, obtaining financial security requires working through challenges. These range from the small, daily choices we make, which over time have a monumental impact on our finances, to the big money events in our lives that are the most memorable. Perseverance keeps us focused on our goals, and enables us to confront all challenges, big and small.

Balance
The word ‘happiness’ would lose its meaning if it were not balanced by sadness. — Carl Gustav Jung

We are constantly bombarded with imbalance in the financial press. Either real estate beats stocks or stocks beat real estate, but rarely do we hear of a healthy balance of both. Balance in all aspects of our lives produces completeness in a way that obsession never will. But balance does not mean a lack of passion. To the contrary, balance in our relationships, work, finances and other areas of our lives enables us to pursue life with passion while remaining firmly rooted. In our finances, balance shows us the importance of living for today and for the tomorrows that come our way.

Self-Awareness
I think self-awareness is probably the most important thing towards being a champion. — Billie Jean King

“I’m trying to find myself,” was a common refrain among teenagers when I was growing up. It was the best excuse we could muster for avoiding the realties of adulthood. But a healthy dose of self-awareness brings into focus the motivations behind the daily decisions we make. Self-awareness allows us to understanding what motivates us to spend money, what investments are best for us given our tolerance for risk, and ultimately what will produce contentment in our lives. Practicing the daily habit of introspection leads to self-awareness.

Learning
I went to the woods because I wished to live deliberately, to front only the essential facts of life, and see if I could not learn what it had to teach, and not, when I came to die, discover that I have not lived. — Henry David Thoreau

It’s what we don’t know that we don’t know that is most dangerous. The habit of life-long learning enables us to improve our careers, investments, and spending, as well as other areas of our lives. The older I get, the more I realize that learning is a process, not an event. As soon as we think we’ve got it all figured out, something comes along to remind us just how fragile our understanding can be. Make learning a daily goal, and your finances will thank you for it.

What do these habits teach us? In the words of Aristotle, they teach us that who we are and what we have is a result of what we repeatedly do. Wealth then, is not the result of an act, but the result of our habits.

When Ur Just Starting....

Most basic principles on Saving Money:

1. Make Savings Your Habit
   Saving should be a habit. This is probably the most common advice you receive, but that's because it is the foundation you must have to start growing your wealth.
   
   The easiest way to save is to set aside a portion of your salary regularly.
   
   
2. Start Small
   Start by saving an amount that you're comfortable with from your income - 5 to 10% is a good start.
   
   Saving is a skill that you have to develop over time. You would have to unlearn a lot of wasteful spending habits first before your wealth can truly grow.
   
   Remember, "You have to learn to walk before you can run."
   
   
3. Think Long-term
   To sustain your progress, your savings program should have a purpose. Your mindset should be that the money you save now will be used for your expenses in the future: your child's college tuition, for medical emergency should you become sick, or your retirement fund when you're no longer working.
   
   Knowing that the money you are saving will be used for your family's well-being will keep you on track and motivated.

Who wants to be a Millionaire?

A good friend told me to post something like this topic.So here it is..





Anyone can be a Millionaire, anytime.

But I was told that, yes, anyone and everyone surely can be, as long as he/she follows the proven and exact formula...so what is the Formula?

it's Simple Mathematics...
if i save 20pesos today and everyday...
For 25 years,at 12% per year MINIMUM interest on my money, I WILL BE A MILLIONAIRE.
if i save 35pesos today and everyday...
For 20 years,at 12% per year , I WILL BE A MILLIONAIRE.
if i save 60pesos today and everyday...
For 15 years,at 12% per year, I WILL BE A MILLIONAIRE.
if i save 100pesos today and everyday...
For 12 years,at 12% per year, I WILL BE A MILLIONAIRE.
if you have 600thousand today, invest it at 12% per year...
After 5 years, NO sweat, YOU WILL BE A MILLIONAIRE.

NOW, whether u hav 20, 35, 60, 100 or 600K pesos TODAY,

whether u wait for 5, 15, 20 or even 25 years,

u still become a Millionaire, anyway...


P.S.
How much cellphone load u need to sacrifice today
to become a Millionaire someday?

Mfunds

i just recieved today the confirmation reciept/letter from Sunlife Asset Mgnt.,
with regards to my investment thru their Equity Fund as of Oct 11 2007.

i am more of an agressive-type investor, as they label it, since most of my investments are in the Equity bracket.

Last quarter of last year,
i started with PhilAm Asset Mgnt thru their Strategic Growth Fund,
early this year, with PhilEquity and First Metro, still with their equity investments,
only this 3rd quarter, i got an investment thru GSIS Balanced Fund.

'have only 1 Fixed Income investment, and that is thru MAA Euro Bond Fund.

'was planning to start a UITF investment with Prudential Optima before the year 2007 ends.

Net Worth

To compute for Net Worth

Total Assets - Total Liabilities = Net Worth
so what's your Net Worth?