MoneyMe

Cebu Sinulog Shirts

2012-01-05T01:01:00.000-08:00

Puppies ( ShiTzu x ShiTzu-Poodle)

2011-11-10T03:00:00.000-08:00

Tires - SOLD

2011-10-28T20:39:00.000-07:00

Doña Rita Duplex ( house n lot ) with existing tenants

2011-10-17T02:09:00.000-07:00

Learn Chinese Language in Cebu and Mandaue City

2011-07-10T14:26:00.000-07:00

Learn Chinese now!

For the remaining days of Summer, and even during regular school days.
Teach yourself and your kids to learn and understanding Chinese!

we have one-on-one classes as well as group classes.

we offer one-on-one Beginner's course too. (materials included)

includes Chinese high-school, elementary Chinese subject tutorials

For more inquiries, you can contact the cute and beautiful teachers Joan or Joni( 100% chinese-filipino teachers). For inquiries call 316-3029 / 09228767786. Enroll now!

tutorial center is located along J.Alcantara road ( private road going to USC South campus, near urgello extension road), and Mandaue City, at Florem Bldg, (located hi-way to old mactan bridge, next to where EMCOR,Imperial store)

Portfolio May 22 2011

2011-05-22T10:02:00.000-07:00

Learn Chinese

2011-05-01T23:32:00.001-07:00

Dogs

2011-04-25T23:17:00.000-07:00

2011-02-21T02:11:00.000-08:00

Tips from the TICKER.

From Philequity Mutual Fund….

The Philippines is Resilient

The Philippine stock market has corrected and the peso has declined because inflation, especially food and fuel inflation, has been going up. High inflation poses a serious threat to the government’s high growth target of 7 to 8 percent GDP growth in 2011.

As commodity prices continue to rise and inflation pressures build up, the BSP will have to start tightening. But just like in 2008, we believe that the market will be able to adjust and survive. Back then, the Philippines experienced a rice crisis when rice prices surged to 34-year highs. During the same period, the price of gasoline rose as high as Php60 per liter when Nymex crude hit an all-time high of $145 per barrel.

Today, all governments are struggling with rising cost of food globally. We are quite fortunate that our country has ample trust in our President and confidence is still widespread, unlike in some countries where dictators are being blamed for high food prices and have to be toppled.

Now here are my TIPS… 1st Quarter of 2011, January, February, March 2011

AP: Aboitiz Power
RECOMMENDATION: BUY on red: SELL @ 10% profit

AEV: Aboitiz Equity Venture
RECOMMENDATION: BUY on red: SELL @ 10% profit

AP: 52-wk High Php36.90 52-wk Low Php10.50

GROWTH FOR ABOITIZ POWER CORP
1 Year 3 Years 5 Years
Sales % 89.29 38.72 28.60
EPS % 30.57 27.19 18.97
EPS = Earnings per share

AEV: 52-wk High Php41.50 52-wk Low Php10.75

GROWTH FOR ABOITIZ EQUITY VENTURES INC
1 Year 3 Years 5 Years
Sales % 28.91 36.79 15.58
EPS % 103.58 25.41 23.14

OTHER “GOOD BUYS” ….

BDO, BPI, MBT: BUY on red: SELL after 30 days on 10% profit

MEG, AGI: BUY on red: SELL at 30 days on 10% profit

Continue to accumulate shares….on RED.

SMC, SM, SMPH, MPI, ICT

* This is not for public distribution. Upon receiving this newsletter, the holder agrees that the statements above doesn’t force, invite, influence the holder of this copy, to pay, solicit, submit or deposit any amount of money. – the Ticker.

Part II (previous letter) sent September 2010

Guys ,what stocks should we buy?

If you don’t have the time to monitor the stock market day to day, it is better to buy a mutual fund like First Metro funds, Philequity Fund, equity or balanced funds. Even professionals and experts can’t predict which stock will move on any given period. It is advisable to get exposure and invest by buying a basket of stocks.

In a bull market, most stocks will go up. There is also buying-spread among sectors or industries. But what I recommend is to buy-hold stocks with good fundamentals. These are the stocks that will attract the inflows of foreign funds. Get exposed to different sectors of the market. A clear example would be what happened last Friday when the mining sector started to
catch up while the property and banking sectors paused.

Happy investing!

Part I (previous letter) sent early September 2010

As small investors in the Philippine Stock Market, our goal should be aligned with a vision. After all, it’s never about the amount of money that you invested; it’s about letting it grow in the future, and getting benefits from the profits that you made. It’s about what the money can do for you. Set a goal of building/maintaining a 500T (five hundred thousand)-stock portfolio in 5 years or earlier, or perhaps One million in 10 years or earlier.

Let’s prosper together!

Stocks to watch out for in September 2010.

SMPH SM Prime Holdings
MEG Megaworld
MPI Metro Pacific Investments Corp
PX Philex Mining

These stocks are BUY, and SELL in 7-14 trading days. ( 5-10% profit)
* I bought these stocks in Aug 31 2010.

Stocks to Accumulate in 3 months starting September 2010 until November 2010.

AEV Aboitiz Equity Venture
JFC Jollibee Foods
SM SM Investments

Mutualfunds to Buy, and accumulate shares for the last 4 months of the year 2010.

FAMI First Metro Save and Learn Equity Fund , or Balanced Fund
PAMI Philam Strategic Growth Fund.

If you need help/assistance on this, I can provide investment application forms, as long as there’s still extra. I can assist in the sending/receiving of application forms.

* This is not for public distribution. Upon receiving this newsletter, the holder agrees that the statements above doesn’t force, invite, influence the holder of this copy, to pay, solicit, submit or deposit any amount of money. – the Ticker.

Subscribe to my Newsletter

2010-10-13T22:13:00.000-07:00

Hi guys, one of my client's summary of investment. I managed his fund since 3 months ago.

Portfolio CAPITAL 98,000.00
7/19/2010 BUY MPI 10,000.00 2.6 26,000.00 26,078.78
7/19/2010 BUY AP 1,000.00 19.25 19,250.00 19,308.34
7/19/2010 BUY SMPH 5,000.00 10.75 53,750.00 53,912.87
99,299.99
8/9/2010 SELL MPI 5,000.00 3.05 15,250.00 15,127.53
8/9/2010 SELL MPI 5,000.00 3.06 15,300.00 15,177.14
8/23/2010 SELL SMPH 5,000.00 11.34 56,700.00 56,244.70
86,549.37

8/16/2010 BUY JFC 310 81.25 25,187.50 25,263.82
8/31/2010 BUY MPI 15000 3.36 50,400.00 50,552.71
75,816.53

9/13/2010 SELL AP 1000 21.85 21,850.00 21,674.54
9/13/2010 SELL MPI 15000 3.73 55,950.00 55,500.72
9/13/2010 SELL JFC 310 86.45 26,799.50 26,584.30
103,759.56

SUMMARY >>> Date Stock Profit per Stock Net Profit Days Cash-on-bank
30,304.67 8/9/2010 MPI 4,225.89 16.20% 21 ok
8/23/2010 SMPH 2,331.83 4.33% 35 ok
9/13/2010 AP 2,366.20 12.25% 56 ok
9/13/2010 MPI 4,948.01 9.79% 13 ok
9/13/2010 JFC 1,320.48 5.23% 28 ok
10/7/2010 MPI 8,138.84 8.66% 21 ok
86,549.37 Total 23,331.25 23.81%
63,218.12

Portfolio
9/16/2010 BUY MPI 25,000 3.75 93,750.00 94,034.07
10/7/2010 SELL MPI 25,000 4.12 103,000.00 102,172.91

Investible Cash 3,965.93
Total Capital 98,000.00
Profit Cash on bank 23,331.25 <<<10/08/2010

Update on Philippine Investments (stocks and mutual funds)

2010-09-21T04:06:00.000-07:00

Guys ,what stocks should we buy?

If you don’t have the time to monitor the stock market day to day, it is better to buy a mutual fund like First Metro funds, Philequity Fund, equity or balanced funds. Even professionals and experts can’t predict which stock will move on any given period. It is advisable to get exposure and invest by buying a basket of stocks.

In a bull market, most stocks will go up. There is also buying-spread among sectors or industries. But what I recommend is to buy-hold stocks with good fundamentals. These are the stocks that will attract the inflows of foreign funds. Get exposed to different sectors of the market. A clear example would be what happened last Friday when the mining sector started to

catch up while the property and banking sectors paused.

Happy investing!

subscribe to my newsletter for FREE. post your email. thanks.

my first newsletter was released early september, there's a second part. email lang to get a copy.

by the way for those who followed my suggestions/advice in my newsletter, you probably have been reaping profits already.congrats.guys.

Bargain Sale Mandaue Cebu House n Lot Palm heights subd

2010-07-27T23:19:00.000-07:00

http://www.taftproperty.net/posts/pages/88/4
SOFIA unit, fully paid since 2007. never been occupied by owner.

3 Bedrooms | 2 Baths |1 Powder Room | 1 Maid’s Room | Balcony | 1 Car Garage

selling price 3.7M negotiable (market price is 4.5M)
for direct buyers only. contact owner 09228767786 for terms.

For OFWs, Foreigners, Business people

Buy time....

2010-07-19T18:43:00.000-07:00

SMPH,MPI,AP

Beeda ang sarap!!!

2010-07-14T19:55:00.000-07:00

Since mid-June 2010, my keen sense of smell, has been tagged on chickenjoy. :-) , but not as food, but as a stock(JFC) to buy&hold, buy&hold, buy&hold until november 2010. when december comes, SELL everything, give it away for christmas. that's my plan. At mid-june, bought JFC at 59.5,

today, price is at 76. I'm Tempted to sell, but not yet Rizal, not yet!

It's a Partnership!

2010-07-07T20:02:00.000-07:00

God created the seed, and He gave man the power,knowledge and wisdom to decide, to plant the seed, nurture, grow and let it bear fruit. It has been a God-man partnership. Do your part!

DREAM BIG , start small

2010-01-08T00:54:00.000-08:00

The title caught my attention, as I browsed the columns at inquirer.net.
The article was written by John Maxwell.

It reminded me, in a business sense, that somehow, I got to start somewhere - small.
With enough persistence and consistence in what I do, I can make it BIG.
And when I'm there, I'll dream BIGGER dreams...limitless.

The only person stopping your dreams and success...is you.... because you're AFRAID to dream big.

FEAR is nothing but another mental obstacle that we can overcome thru habitual FEARLESS thinking and doing.

Stock Market Investing - Coaching / Lecture - LIVE!!!

2009-12-03T22:43:00.000-08:00

One hour (1HR) Talk on Stock Market Investing - BUYing/Selling, Risk/Reward, Building a Portfolio , Knowing the right company, Longterm Growth, Planning for 2010, etc. Venue: IMG office/Training Room - Salinas Drive Lahug Cebu Time: 6pm. LIMITEd SEATs. Call to Reserve seats. 09228767786.

The Love of Money....

2009-12-03T00:35:00.000-08:00

Is it for the love of money that Pinoy OFWs leave their family to dig for gold abroad? Is it for the love of money that Pinoy parents leave their loved ones to look for the promise of better life abroad?

I don't think so... it's because they think they don't have a choice. Or maybe, they did have a choice.

or maybe.... i don't know. All I know, whether your a Pinoy OFW or your parents left you for abroad, or even here in our homeland, we work , day and night, to provide the best to our families - that's HARDWORK. We need to, we have to.

Hot Pick for the month - Philippine Mutualfunds

2009-10-09T22:33:00.000-07:00

Invest in Philippine Mutualfunds. Ride the Tide!!!
MutualFund Advisor contact 09228767786

Mutual Fund Companies in the Phils

2009-08-30T08:20:00.000-07:00

Mutual fund products are doing good in the Phils. specially in terms of returns and growth.
check this out: http://icap.com.ph/factsfignavps.asp

I can assist you in choosing the right kind of mutualfund product or company.
just email me and I will gladly help you. jess.faller@gmail.com

look at Philequity Fund Inc. YTD figure. Cool!

Hot Pick of the Month

2009-08-05T05:55:00.001-07:00

PSE Hot Pick of the Month by Jess.
Buy:MEG
Hold for 30 days: MEG

Happy Investing!

Invest in Phil. Stock Market Now !!! it's never too late

2009-07-19T20:17:00.000-07:00

Invest , Invest , Invest !!!

Seven Wealth Habits

2009-07-06T22:27:00.000-07:00

We are what we repeatedly do. Excellence then, is not an act, but a habit. — Aristotle

We tend to define our lives by the big events: graduation, marriage, children, a big promotion, retirement. What often gets neglected are the little things we do every day, the little things that make the big events possible. As Aristotle said, it’s what we “repeatedly do” that produces excellence. When it comes to money and wealth, what do you repeatedly do?

Financial security cannot be reduced to a simple formula. Like excellence, it is the result of your daily habits. An individual with high income who has poor daily habits will fail to find financial security. But a person with relatively low income can achieve financial freedom through the power of good habits. So what are the habits of wealth?

Hard Work
By working hard, old man, I hope to make something good one day. I haven’t yet, but I am pursuing it and fighting for it. — Vincent van Gogh

Hard work is the habit first among equals. Achieving financial security is often the result of consistent diligence. We’ve all heard of individuals who found wealth through inheritance or the lottery, and these stories are the most memorable. What we rarely hear about, however, is the school teacher who works hard for 40 years and, along with some of the other habits below, manages to save $1 million or more on a salary that never exceeds $50,000 per year. Hard work enables us to appreciate all the more the financial security that it produces.

Modest Living
A just and reasonable modesty does not only recommend eloquence, but sets off every great talent which a man can be possessed of. — Joseph Addison

This habit is the great equalizer. Modest living can produce great wealth on a modest income. In contrast, frivolous uncontrolled spending can result in financial turmoil for the highest paid among us. My grandmother lived modestly. A nurse by education and training, her income was modest by the prevailing standards. Yet she managed to pay cash for her home and save enough for a generous retirement. More importantly, modest living produced a contentment in her that money just cannot buy.

Patience
But investors don’t necessarily have the patience to wait for the great company with the great underlying economics at the right price. When Warren bought Dairy Queen, I joked, “He probably wanted to buy it when he was eight years old, but it wasn’t the right price.” So he waited 50 years or so. — Mary Buffett

Shortcuts born out of impatience lengthen the trip. With wealth, impatience often leads to decisions with dire consequences. Patience, however, should not be equated with inaction or passivity. Rather, practicing the habit of patience produces thoughtful, long-term decisions that can produce wealth while minimizing risk. Warren Buffett epitomizes the patient investor. His investing success is often the result of patiently waiting for the right time to buy a stock or a company.

Perseverance
Life is difficult. This is the great truth, one of the greatest truths — it is a great truth because once we see this truth, we transcend it. — M. Scott Peck

If it were easy, everybody would do it. The fact is, obtaining financial security requires working through challenges. These range from the small, daily choices we make, which over time have a monumental impact on our finances, to the big money events in our lives that are the most memorable. Perseverance keeps us focused on our goals, and enables us to confront all challenges, big and small.

Balance
The word ‘happiness’ would lose its meaning if it were not balanced by sadness. — Carl Gustav Jung

We are constantly bombarded with imbalance in the financial press. Either real estate beats stocks or stocks beat real estate, but rarely do we hear of a healthy balance of both. Balance in all aspects of our lives produces completeness in a way that obsession never will. But balance does not mean a lack of passion. To the contrary, balance in our relationships, work, finances and other areas of our lives enables us to pursue life with passion while remaining firmly rooted. In our finances, balance shows us the importance of living for today and for the tomorrows that come our way.

Self-Awareness
I think self-awareness is probably the most important thing towards being a champion. — Billie Jean King

“I’m trying to find myself,” was a common refrain among teenagers when I was growing up. It was the best excuse we could muster for avoiding the realties of adulthood. But a healthy dose of self-awareness brings into focus the motivations behind the daily decisions we make. Self-awareness allows us to understanding what motivates us to spend money, what investments are best for us given our tolerance for risk, and ultimately what will produce contentment in our lives. Practicing the daily habit of introspection leads to self-awareness.

Learning
I went to the woods because I wished to live deliberately, to front only the essential facts of life, and see if I could not learn what it had to teach, and not, when I came to die, discover that I have not lived. — Henry David Thoreau

It’s what we don’t know that we don’t know that is most dangerous. The habit of life-long learning enables us to improve our careers, investments, and spending, as well as other areas of our lives. The older I get, the more I realize that learning is a process, not an event. As soon as we think we’ve got it all figured out, something comes along to remind us just how fragile our understanding can be. Make learning a daily goal, and your finances will thank you for it.

What do these habits teach us? In the words of Aristotle, they teach us that who we are and what we have is a result of what we repeatedly do. Wealth then, is not the result of an act, but the result of our habits.

When Ur Just Starting....

2008-11-12T01:57:00.000-08:00

Most basic principles on Saving Money:

Make Savings Your Habit
Saving should be a habit. This is probably the most common advice you receive, but that's because it is the foundation you must have to start growing your wealth.

The easiest way to save is to set aside a portion of your salary regularly.
Start Small
Start by saving an amount that you're comfortable with from your income - 5 to 10% is a good start.

Saving is a skill that you have to develop over time. You would have to unlearn a lot of wasteful spending habits first before your wealth can truly grow.

Remember, "You have to learn to walk before you can run."
Think Long-term
To sustain your progress, your savings program should have a purpose. Your mindset should be that the money you save now will be used for your expenses in the future: your child's college tuition, for medical emergency should you become sick, or your retirement fund when you're no longer working.

Knowing that the money you are saving will be used for your family's well-being will keep you on track and motivated.

Financial Check-up

2008-06-04T20:02:00.000-07:00

If ur not feeling well and u think u need a Physical Check-up, u go to the Doctor to be diagnosed and hopefully find a CURE!

Well, have u heard of a Financial Check-up? Do u have problems with regards to ur Financial Status right now? Do u think u need a solution to the problem or a CURE perhaps? Do u think u need some Financial check-up too?

Contact a Money Doctor now!

jess.09173210480.032-4172626.0324172388
skycable.channel28.WEALTH Channel.

Find this in the Bible...

2008-01-08T00:24:00.000-08:00

"Give portions to seven, yes to eight, for you do not know what disaster may come upon the land." Ecclesiastes 11:2 - I think it talks about diversification of assets. As they say, "don't put all the eggs in one basket..."

Proverbs 24:3-4: "Through wisdom is a house built; and by understanding it is established: And by knowledge shall the chambers be filled with all precious and pleasant riches." - Proper Financial Education is an important step to build wealth. Financial foundation begins with knowing the right information about money.

"A good man leaves an inheritance to his children's children and the wealth of the sinner is laid up for the dust." Proverbs 13:22 - There is always an honest and noble way to be rich so that the next generation can inherit the wealth and peace of mind.

"Dishonest money dwindles away, but he who gathers money little by little makes it grow." Proverbs 13:11 - Save, save and save.

"Of what use is money in the hand of a fool, since he has no desire to get wisdom?"
Proverbs 17:16 - Know how money works.

"A feast is made for laughter, and wine makes life merry, but money is the answer for everything." Ecclesiastes 10:19 - It's not about the money, it's about what the money can provide. It can provide good food for the family, good education for the children, good shelter to live in, and big donations to charity...

"Then you ought to have put my money in the bank, and on my arrival I would have received my money back with interest...For to everyone who has, more shall be given, and he will have an abundance; but from the one who does not have, even what he does have shall be taken away." Matthew 25:27,29 - Grow your money with interest...multiply it and use it to bless others.

Be in Business

2007-11-22T01:02:00.000-08:00

Don't imagine to be in Business,

you should BE IN BUSINESS!

--------

The IMG Financial Strategy

1.Increase Cash Flow - have a part-time or other sources of income.

2.Manage Debt - can you picture urself to be debt-free?

3.Create Emergency Fund - do u have a fall-back cash incase of unplanned expense?

4.Ensure Proper Protection - do u have a back-up cash incase of lose of income?

5.Build Longterm Asset accumulation - can u retain ur lifestyle when u retire?

6.Preserve Your Estate - will your family inherit everything including peace of mind when you're gone?

Turn this information into Action!

Contact ur nearest IMG Financial Broker-Dealer right now! 09173210480

Imagine this...

2007-10-21T23:39:00.000-07:00

Can you imagine or picture urself attaining a goal of
having achieved a 1 Million pesos in disposable money.

Disposable, meaning u already secured enough money to meet
ur lifestyle,needs and expenses for the rest of ur life
and what is left for disposal is that 1 Million.

Imagine, during the present, a friend goes to you
for help because a family member got sick and he needs funds
for medication and hospital fees.What are u going to do?

For me, what i'll say to my friend is simply,
Friend, mag pray muna tayo for guidance so that we will
find a person who will be a blessing to us and can help us
in our problem.Then after we pray, we will go to some of
our friends for help..." Sounds familiar?

There's nothing wrong with praying for guidance...
I do it all the time...

But what if in the future, u already have the disposable money
of at least 1 Million, how many people are going to be blessed
by ur presence in their lives...?

So that after praying for guidance, instead of going to other
people for help, u will be the blessing instead?

How many christian chapels u can build with ur money
so that Filipinos in Christian communities have one?

How many poor and sick people u give hope, because somebody
became a light to them, to give them access to medication and healthcare?

How many children can go to school and have proper education
because u sponsored their fees?

What are u going to do with ur Wealth?

Some rich pipol build business and become a blessing to other pipol

because businesses provides jobs.

Be Rich and be a blessing to more pipol - that is what a dream should be.

Who wants to be a Millionaire?

2007-10-20T08:01:00.000-07:00

A good friend told me to post something like this topic.So here it is..

Anyone can be a Millionaire, anytime.

But I was told that, yes, anyone and everyone surely can be, as long as he/she follows the proven and exact formula...so what is the Formula?

it's Simple Mathematics...
if i save 20pesos today and everyday...
For 25 years,at 12% per year MINIMUM interest on my money, I WILL BE A MILLIONAIRE.
if i save 35pesos today and everyday...
For 20 years,at 12% per year , I WILL BE A MILLIONAIRE.
if i save 60pesos today and everyday...
For 15 years,at 12% per year, I WILL BE A MILLIONAIRE.
if i save 100pesos today and everyday...
For 12 years,at 12% per year, I WILL BE A MILLIONAIRE.
if you have 600thousand today, invest it at 12% per year...
After 5 years, NO sweat, YOU WILL BE A MILLIONAIRE.

NOW, whether u hav 20, 35, 60, 100 or 600K pesos TODAY,

whether u wait for 5, 15, 20 or even 25 years,

u still become a Millionaire, anyway...

P.S.
How much cellphone load u need to sacrifice today
to become a Millionaire someday?

Mfunds

2007-10-19T08:42:00.000-07:00

i just recieved today the confirmation reciept/letter from Sunlife Asset Mgnt.,
with regards to my investment thru their Equity Fund as of Oct 11 2007.

i am more of an agressive-type investor, as they label it, since most of my investments are in the Equity bracket.

Last quarter of last year,
i started with PhilAm Asset Mgnt thru their Strategic Growth Fund,
early this year, with PhilEquity and First Metro, still with their equity investments,
only this 3rd quarter, i got an investment thru GSIS Balanced Fund.

'have only 1 Fixed Income investment, and that is thru MAA Euro Bond Fund.

'was planning to start a UITF investment with Prudential Optima before the year 2007 ends.

Net Worth

2007-10-18T01:43:00.000-07:00

To compute for Net Worth

Total Assets - Total Liabilities = Net Worth
so what's your Net Worth?

10 Richest Filipinos 2007

2007-10-18T01:34:00.000-07:00

1) Jaime Zobel de Ayala (US$2 billion) -Ayala Corp,GlobeTelecom,ManilaWaters,BPI,etc.
2) Henry Sy ($1.7 billion) -SM,BDO-EPCI,ChinaBank,etc.
3) Lucio Tan ($1.6 billion) -PAL,PNB,AlliedBank,FortuneTobacco,AsiaBrewery,etc.

4) Andrew Tan ($1.1 billion) -AllianceGlobal,MegaWorld,GoldenArches-McDo,etc.
5) Manuel Villar ($940 million) -VistaLand,Camella-PalmeraHomes,etc.
6) George Ty ($870 million) -MetroBank,etc.
7) Andrew Gotianun ($860 million) -Filinvest,EastWestBank,etc.
8) Enrique Razon Jr. ($820 million) -IntlContainerTerminal,etc.
9) Tony Tan Caktiong ($790 million) -JollibeeFoods,etc.
10) Oscar Lopez ($775 million)-FirstPhilippineHoldings,Benpres,ABSCBN,etc.

The Richest Man in Babylon

2007-10-18T00:07:00.000-07:00

has anyone read "The Richest Man in Babylon"?

Post ur insights on this blog.

2007-10-17T08:14:00.000-07:00

money is gold.gold is money
money is silver.silver is money.
money is diamond.diamond is money.
money is precious.

i work for money.
who do you work for?

can money work for you?
money is your slave. it should work for you.

money is gold. multiply gold.let it's children serve you.
you are the master of money.